Feb 02, 2015
By: Jared Benoff, U.S. Department of Labor
Fifty-eight-year-old Victor Saldivar is a Utah native. For the past 31 years he has owned and operated Kaos Hair Studios, a small business in Salt Lake City.
Being self-employed, Victor found it was just too expensive to afford health insurance. When he started his business in the 1980s, it cost was about $125 a month, but prices kept going up year after year. Eventually it was over $400 a month and he made the difficult decision to cancel it.
However, after doing so he found it was impossible to be seen by a quality doctor. And three years ago, Victor fell ill with pneumonia. He went to a facility where the doctor prescribed him an allergy medicine. His medical bills stacked up and he is still paying them off today.
All this changed when the Affordable Care Act marketplace opened in Utah. Victor remembers being so excited. He called the healthcare.gov call-center to get enrolled in a health plan. With the tax subsidy, he found a plan that costs him $55 per month with a $500 deductible that became effective last June.
READ MORE: Day in the Life: VictorBeing self-employed, Victor found it was just too expensive to afford health insurance. When he started his business in the 1980s, it cost was about $125 a month, but prices kept going up year after year. Eventually it was over $400 a month and he made the difficult decision to cancel it.
However, after doing so he found it was impossible to be seen by a quality doctor. And three years ago, Victor fell ill with pneumonia. He went to a facility where the doctor prescribed him an allergy medicine. His medical bills stacked up and he is still paying them off today.
All this changed when the Affordable Care Act marketplace opened in Utah. Victor remembers being so excited. He called the healthcare.gov call-center to get enrolled in a health plan. With the tax subsidy, he found a plan that costs him $55 per month with a $500 deductible that became effective last June.
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